research-synthesis source

How Expanding Housing Supply and Supporting Demand Can Increase Homeownership

The synthesis finds that down-payment assistance can remove cash-to-close barriers for mortgage-ready households, while emphasizing that housing supply and sustainable ownership conditions also determine access and wealth building.

Reviewed July 24, 2026

Urban Institute, Policies to Improve Economic Mobility and Wealth Building for All (Mar. 11, 2026).

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The synthesis finds that down-payment assistance can remove cash-to-close barriers for mortgage-ready households, while emphasizing that housing supply and sustainable ownership conditions also determine access and wealth building.

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Topic reviews: Economic Prosperity & Anti-Poverty Solutions

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July 24, 2026